{"id":77,"date":"2024-06-28T04:00:00","date_gmt":"2024-06-28T10:00:00","guid":{"rendered":"https:\/\/www.brentyoungagency.com\/blog\/?p=77"},"modified":"2024-06-28T11:49:43","modified_gmt":"2024-06-28T17:49:43","slug":"uninsured-motorist-coverage-because-not-everyone-has-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.brentyoungagency.com\/blog\/uninsured-motorist-coverage-because-not-everyone-has-auto-insurance\/","title":{"rendered":"Uninsured Motorist Coverage: Because Not Everyone Has Auto Insurance"},"content":{"rendered":"

If you’re a responsible driver, it’s hard to believe that some people drive without coverage. As shocking as it is, up to one in eight drivers doesn’t have auto insurance. If they hit you, you could be left footing the bill for repairs to your vehicle. At Brent Young Agency LLC in Manchester, CT, we offer uninsured motorist coverage to prevent this from happening.<\/p>\n

Everyone Has Insurance, Right? Wrong!<\/strong><\/h2>\n

You may wonder how drivers can operate a vehicle without insurance. The truth is they can’t do so legally. However, around 15% of drivers do it anyway. Often, these individuals can’t afford coverage or can’t find insurance due to poor driving records. Chances are, then, they aren’t going to worry about whether you can afford the damage they cause.<\/p>\n

What’s the Point of Having Uninsured Motorist Coverage?<\/strong><\/h2>\n

Uninsured motorist coverage usually covers damages caused by uninsured or underinsured drivers. If you or your car gets banged up, that’s the time you’ll appreciate adding this option to your auto insurance policy. Are you still paying off your vehicle? Your lender will probably require this coverage to protect their investment. Typically, it handles damages or medical bills up to your regular policy limits.<\/p>\n

What’s the Difference Between Uninsured and Underinsured Motorist Coverage?<\/strong><\/h2>\n

While some drivers have no insurance, others carry minimal auto insurance. Underinsured motorist insurance covers additional costs exceeding the responsible party’s coverage limits. Underinsured and uninsured motorist insurance is usually included in the policy option. Your insurance agent can help you determine your coverage limits.<\/p>\n

Are You Ready to Add Uninsured Motorists to Your Policy?<\/strong><\/h2>\n

Whether you want to review your existing coverage or add uninsured motorist insurance to your policy, we can help. Contact the Brent Young Agency LLC team in Manchester, CT, to schedule an appointment for a free quote or more information about uninsured motorist coverage.<\/p>\n","protected":false},"excerpt":{"rendered":"

If you’re a responsible driver, it’s hard to believe that some people drive without coverage. As shocking as it is, up to one in eight drivers doesn’t have auto insurance. If they hit you, you could be left footing the bill for repairs to your vehicle. At Brent Young Agency LLC in Manchester, CT, we offer […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[6,5],"class_list":["post-77","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-brent-young-agency-llc","tag-manchester-ct"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t