Life Insurance in Connecticut

If there is anyone who depends on your income, you need to purchase life insurance. The purpose of life insurance is to protect people you love from financial burdens after you pass away. If you live in the state of Connecticut and you are thinking of getting life insurance, Brent Young Agency LLC, serving Manchester, CT, has prepared a list of things you should know about this type of insurance:

What Should You Know About Life Insurance?

  • There is a free look period. When you purchase life insurance in the Constitution State, you are given a free look period. It is a 10-day period that allows you to take your new life insurance policy out for a test drive. If you are not satisfied with the policy, you can cancel it for a full refund with no penalty.
  • You also have a grace period. If you are late with your insurance payments, your policy will not be canceled right away. You are provided with a 60-day grace period, during which you can bring your premiums current before your insurance agency cancels the policy.
  • There are two types of life insurance. Two types of life insurance are whole life insurance and term life insurance. Whole life insurance is permanent, meaning that it covers a policyholder for the rest of their life. Term life insurance is temporary and covers only for a limited period of time (usually, no longer than 30 years). Whole life insurance is usually more expensive than term life insurance.

Brent Young Agency LLC - Insurance Agency That You Can Trust

If you live in Manchester, CT, or any other nearby area in Connecticut, and you are looking for a trustworthy insurance agency to purchase a life insurance policy, Brent Young Agency LLC is here for you. Our experienced insurance agents will help you choose the perfect policy based on your needs, requirements, and budget. Feel free to give us a call if you have any questions or need more information.

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